Women have limitations without her financial independence. With not a dollar or dime in our bank accounts, married women tend to keep silent when their husbands have an affair or have treacherous habits such as gambling or drinking.
Married Women with no Money
If you were to ask women, or rather victims, of such polygamous marriages, their answer on why they are still in the marriage is due to their personal financial instability.
These women cannot afford to be on their own for they have no savings. So they bite the bullets when their husbands come home drunk, or sometimes when emotional those drunkards lay their hands on them.
Some cry to themselves when they find lipstick stains or unfamiliar strands of hair on their husband’s clothes, just as Josephine did when she flicked the long strand of blonde hair from Napoleon’s coat. And the most heart wrenching thing to bear is to sleep with your husband on the same bed knowing that hours ago he had already made love to someone else. The other woman.
Would that not be sad if we put ourselves in such situations?
And to start saving only when in a marriage is also insufficient because we tend to save less with more responsibilities on our shoulders. So it’s best to save young when we’re still single with lesser responsibility.
Saving early also accumulates interests and investment earnings as financial experts mentioned that you should have at least 4-6 months’ of your salary in your savings.
Savings are more useful in times like the economic crisis. Like the situation the world is facing now. Between spending and saving during difficult times like this, you should opt to save more than you spend. But do not cut down on paying your bills because accumulated bills can ball up to a haunting figure!
Earn More. Save More.
It is also very helpful to maximize your earning power so that you are able to save more. Money makes you the strongest contestant in this survival jungle called economy.
Especially when you are a woman with financial independence. Money opens up doors of opportunities. And sometimes to heart wrenching married women, money easily provides you liberty and freedom.
Dare to Ask for a Pay Raise
Also, if you are looking for a job or asking for a raise, do not be afraid to ask for how much you think you deserved to be paid. Be realistic in your demand though. Sought for a company that is steady and stable against crisis as booming companies appreciate their resources and people. In most cases, such companies do reward valuable players.
Know your credibility and come prepared with proven results of hard work from your tenure at your current job. Be aware of your value in the company and be ascertained that you worth more than the retrenchment deal (compensation package).
Make Saving a Habit
You earn more, you will save more, and therefore you will retire earlier.
Do not think that you are too young to start saving or to start thinking of your future.
You have to look at the big picture before you begin to paint your life.